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How does an FSA work?
Flexible Spending Accounts will reimburse you for incurred expenses during your FSA plan year (period of coverage).
“Incurred” refers to expenses that happen after a service or product is provided – not when you are billed or pay for the service.You cannot be reimbursed in advance for any services.
Because FSA funds are available to you on the first day of your plan year, you must be able to receive full reimbursement for your contribution.
So, if you opted in for $1,200 a year for your FSA, you could use that amount on the first day (if you wanted to).
You can submit for FSA reimbursement in two ways:
1. Your FSA Administrator might provide you with an FSA Debit Card to use toward FSA eligible expenses.
You’ll be able to use the card at approved stores or pharmacies (we accept FSA Debit Cards and all major credit cards at FSAstore.com!)
By using the FSA debit card, your expenses are auto-adjudicated (electronically approved or disapproved) from the card and you may not need to submit additional receipts to your FSA Administrator.
Some FSA Administrators could still require a receipt to substantiate a claim. Check with your FSA Administrator about reimbursement procedures for your plan.The FSA Debit Card would not be charged if something is not considered FSA eligible under your plan.
2. You’ll have to typically submit a reimbursement claims form with:
- your personal details,
- product/service details(provider information)
- amount owed
- date of service provided.
FSAstore.com can provide you with an itemized receipt after you make your order to submit to your FSA Administrator for FSA reimbursement.
Hydrocortisone or cortisone is usually the corticosteroid of choice for replacement therapy in patients with adrenocortical insufficiency, because these drugs have both glucocorticoid and mineralocorticoid properties. Concomitant administration of a more potent mineralocorticoid (fludrocortisone) may be required in some patients. For anti-inflammatory or immunosuppressive uses, synthetic glucocorticoids which have minimal mineralocorticoid activity are preferred.
Dosage and Administration
The route of administration and dosage of hydrocortisone and its derivatives depend on the condition being treated and the response of the patient.
Hydrocortisone is administered orally; the drug also was previously administered by IM injection, but absorption of the drug from the injection site is slow (4-8 hours) and a parenteral dosage form currently is not commercially available in the US.
Hydrocortisone Sodium Succinate
Hydrocortisone sodium succinate may be administered by IM or IV injection or by IV infusion. Hydrocortisone sodium succinate is reconstituted for IM or IV injection with bacteriostatic water for injection or bacteriostatic 0.9% sodium chloride injection according to the manufacturer's instructions. When the drug is administered by direct IV injection, it should be administered over a period of at least 30 seconds. For IV infusion, the reconstituted hydrocortisone sodium succinate should be further diluted with 5% dextrose, 0.9% sodium chloride, or 5% dextrose in 0.9% sodium chloride injection to a concentration of 0.1-1 mg/mL.
Dosage of hydrocortisone sodium succinate is expressed in terms of hydrocortisone. IM or IV therapy is generally reserved for patients who are unable to take the drug orally or for use in emergency situations. Hydrocortisone sodium succinate is absorbed rapidly, and peak plasma concentrations are attained within 1 hour following IM administration. Parenteral injection of hydrocortisone sodium succinate must be given at 4- to 6-hour intervals if constant high blood concentrations of hydrocortisone are required. After the initial emergency period, a longer-acting injectable corticosteroid preparation or oral administration of a corticosteroid should be considered. Dosage for infants and children should be based on the severity of the disease and the response of the patient rather than on strict adherence to dosage indicated by age, body weight, or body surface area. After a satisfactory response is obtained, dosage should be decreased in small decrements to the lowest level that maintains an adequate clinical response. Patients should be continually monitored for signs that indicate dosage adjustment is necessary, such as remissions or exacerbations of the disease and stress (surgery, infection, trauma). If hydrocortisone is used orally for prolonged anti-inflammatory therapy, an alternate-day dosage regimen should be considered. Following long-term therapy, hydrocortisone should be withdrawn gradually.
The initial adult oral dosage of hydrocortisone as the free alcohol may range from 10-320 mg daily, depending on the disease being treated, and is usually administered in 3 or 4 divided doses. Some clinicians state that children may be given an oral dosage of 0.56-8 mg/kg daily or 16-240 mg/m daily, administered in 3 or 4 divided doses.
Hydrocortisone Sodium Succinate
The IM or IV dosage of hydrocortisone as the sodium succinate may range from 100 mg to 8 g daily. The usual dosage is 100-500 mg IM or IV initially and every 2-10 hours as needed. Some clinicians state that the usual IM or IV dosage for children is 0.16-1 mg/kg or 6-30 mg/m administered 1 or 2 times daily.
In life-threatening shock, massive IV doses of hydrocortisone as the sodium succinate (such as 50 mg/kg initially and repeated in 4 hours and/or every 24 hours if needed, or 0.5-2 g IV initially and repeated at 2- to 6-hour intervals as required) have been recommended by some clinicians. In such cases, the drug is administered by direct IV injection over a period of one to several minutes. High-dose therapy should be continued only until the patient's condition has stabilized and usually should not be continued beyond 48-72 hours. If massive corticosteroid therapy is needed beyond 72 hours, a corticosteroid which causes less sodium retention (such as methylprednisolone sodium succinate or dexamethasone sodium phosphate) should be used to minimize the risk of hypernatremia.